Legal

Terms of Use

Last updated: August 2026

These Terms govern your use of silenthonorfoundation.org and the services of Silent Honor Foundation Inc. ("Silent Honor," "we," "us"), a 501(c)(3) nonprofit. By using the site or creating an account, you agree to these Terms and our Privacy Policy.

Who Can Use Our Services

Membership and programs are intended for eligible U.S. military veterans. You agree to provide accurate information and to keep your account credentials secure. You are responsible for activity under your account.

What We Provide

Silent Honor offers free financial education, credit counseling support, courses, and related resources. Program availability may change. We are a nonprofit educational organization, not a bank, lender, credit‑repair organization, law firm, or accounting or investment firm.

Not Professional Advice

All content and tools — including courses, coaching, and the Major Finance AI assistant — are provided for general educational and informational purposes only. They are not legal, tax, accounting, investment, or personalized financial advice, and no attorney‑client, fiduciary, or advisor relationship is created. We make no guarantee about your credit score, loan approval, or any financial outcome. Always consult a qualified licensed professional before making decisions about your specific situation.

Artificial Intelligence Features

Major Finance and certain staff tools use AI models (via Amazon Bedrock). AI‑generated responses can be incomplete, out of date, or wrong ("hallucinated"). You are responsible for independently verifying any information before relying on it. Do not submit sensitive identifiers (SSN, full account numbers, passwords) to the assistant. Your assigned counselor — not the AI — is the source of guidance for your specific accounts.

Acceptable Use

Intellectual Property

The site, content, and Silent Honor marks are owned by Silent Honor or its licensors. You may use them only to access the services for your own use.

Disclaimers & Limitation of Liability

The services are provided "as is" and "as available," without warranties of any kind to the fullest extent permitted by law. To the maximum extent permitted by law, Silent Honor and its staff, volunteers, and providers will not be liable for any indirect, incidental, or consequential damages arising from your use of the services or reliance on any content or AI output.

Third‑Party Links

The site may link to third‑party resources we do not control; we are not responsible for their content or practices.

Changes & Governing Law

We may update these Terms; continued use after changes means you accept them. These Terms are governed by the laws of the state in which Silent Honor is organized, without regard to conflict‑of‑laws rules.

Contact

Questions? Reach us via our contact page. Silent Honor Foundation Inc. · 501(c)(3) · EIN 99‑3172064.